blog

Will Home Insurance Cover It? The 10 FAQs Answered

Jake McCoy — Fri, 03 Jan 2025 16:15:00 GMT

Home insurance can feel like a maze when trying to figure out what’s covered and what’s not. From unexpected damage to animal mishaps, there are many common questions homeowners ask about their policies. To help clear things up, we’ve compiled the most frequently asked questions about home insurance coverage and claims.

Risk Revealed: Ontario's Top 10 High-Theft Vehicles

Jake McCoy — Sat, 14 Sep 2024 23:30:00 GMT

The top 10 most commonly stolen vehicles in Ontario have been released by Canadian company Équité. We wanted to do an in-depth look at vehicle theft frequency, rather than sheer numbers. In essence, we wanted to answer the question, what type of vehicle is most likely to be stolen if you were going to purchase one? The following numbers are based on the rate at which a specific vehicle is stolen proportional to the number of vehicles on the road.

How to Identify the Type of Plumbing your Home Uses

Jake McCoy — Sat, 07 Sep 2024 11:45:00 GMT

Understanding the type of plumbing in your home is vital for maintenance, renovations, and insurance purposes. Different plumbing materials come with unique lifespans and maintenance needs, so it's crucial to know what you have. Here's a simple guide to help you identify the type of plumbing in your home.

3 Things to Look for When Shopping for a Used Vehicle (With Resources)

Jake McCoy — Fri, 09 Aug 2024 16:13:51 GMT

When you’re in the market for a new to you vehicle, there are usually a handful of criteria that you use to make a purchase decision. Does it meet your needs? Can you afford it? Does it look how you want it to? Is it reliable? Is it safe? These are all important questions you should be asking before you make a vehicle purchase. Today we wanted to provide a few resources and ways on how you can answer three of the pressing questions you might have when shopping for a vehicle.

The 5 Most Common Types of Water Damage and How to Prevent them

Jake McCoy — Sat, 03 Aug 2024 15:00:00 GMT

Water damage can be a homeowner’s worst nightmare, causing not only financial strain but also health hazards if left untreated. Understanding the common types of water-related home insurance claims and implementing preventive measures can save you from costly repairs and headaches down the line. Here’s a breakdown of the most prevalent types of water damage and how you can mitigate the risks.

Does My House Have a Sump Pump and/or Backwater Valve?

Jake McCoy — Sat, 27 Jul 2024 21:15:00 GMT

Ensuring your home is equipped with essential flood prevention devices like a sump pump and backwater valve can be crucial for protecting your property. In this guide, we'll explain what these devices are, how they work, and how to locate them in your home.

How to Tell When Your Roof Was Last Updated

Jake McCoy — Sat, 06 Jul 2024 09:45:00 GMT

Insurance companies often inquire about the age of your roof to assess its condition and potential risk factors. Knowing the age of your roof can impact insurance coverage eligibility and premiums, as older roofs may be more prone to damage or may be near the end of their useful lives.

How Do I know What Kind Of Wiring My Home Has?

Jake McCoy — Sat, 29 Jun 2024 07:15:00 GMT

Knowing the type of wiring in your home is crucial for safety and insurance purposes. Different types of wiring have different risks associated with them, and understanding what you have can help you make informed decisions about maintenance and coverage. In Canada, homes can have various types of wiring, including aluminum, copper, and knob-and-tube. Here's a simple guide to help you identify what kind of wiring your home uses.